You also won’t be responsible for unauthorized charges if your card is lost or stolen. The card_name doesn't charge an annual fee, foreign transaction fees, replacement card fees, or authorized user fees. You can even monitor your credit with CreditWise, which is free and won’t hurt your credit score. Capital One provides the ability to set up account alerts, security alerts, autopay, or to add an authorized user to your account. There are additional benefits that Capital One provides to its Quicksilver Secured Cash Rewards cardholders. Redemption rates for gift cards may vary though, so be aware of the rate before choosing this option. A third option for your cash back is to redeem it for gift cards. You can also apply your cash back to directly cover a recent purchase. You can redeem your cash back in the form of a check or have it applied as a statement credit to your account. The card_name earns 1.5% cash back on every purchase, so you don’t have to worry about rotating categories or different earnings for different types of purchases. A credit line increase will be determined by your creditworthiness and payment history. You can also be automatically considered for a higher credit line in as little as six months with no additional deposit. You can prove responsible card use by making payments on time. You can earn your security deposit back and upgrade your card to an unsecured Capital One Quicksilver card with responsible card use. It can range from $1,000 to $3,000 based on creditworthiness. The maximum initial deposit you are allowed to make will be assigned upon approval. The amount of your security deposit will become the amount of your initial credit line, but you can increase your initial credit line if you deposit more than the minimum before activating your card. The card_name requires a $200 minimum security deposit.
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